Auto Insurance in Irving, TX
In Texas, as in most states, drivers must carry a minimum amount of auto liability insurance. This coverage can help pay for injuries and property damage if you’re at fault in an accident. However, the minimum coverage may not be enough for everyone. It’s important to talk to an experienced insurance agent to make sure you have the right coverage for your situation.
At Quality Insurance Services, we can help you find the auto insurance that best suits your needs, ensuring you’re financially protected in case of an accident.
How Do Auto Policies Work? 
Auto insurance can provide financial protection in case of accidents or other incidents involving your vehicle. Policies may often include the following:
- Liability coverage may cover bodily injury and property damage to others if you’re responsible for an accident.
- Collision coverage may help pay for damage to your car from a collision, regardless of who is at fault.
- Comprehensive coverage may cover noncollision-related damage to your car, such as theft, vandalism or natural disasters.
- Uninsured/underinsured motorist coverage may protect you if you’re in an accident with an at-fault driver with insufficient or no insurance.
- Medical payments (MedPay) coverage may cover medical expenses for you and your passengers after an accident, regardless of fault.
- Personal injury protection functions similarly to MedPay while potentially covering additional losses, such as reduced wages, if your ability to work was affected by injuries sustained in an accident.
Is Car Insurance Cheaper if You Bundle?
Yes, bundling your car insurance with other types, such as homeowners or renters insurance, can often lead to discounts. Many insurers can offer lower rates when you purchase multiple policies from them, which can help you save money overall.
How Can You Find Affordable Insurance Rates?
To find affordable auto insurance rates, shop around and compare quotes from different insurers. Tailor your coverage to your needs, such as choosing a higher deductible to lower your premium. Look for discounts, like those for safe driving, good student status or bundling policies. Maintaining a clean driving record and a strong credit score can help you secure better rates.
Contact Us
If you need an auto insurance policy, Quality Insurance Services is here to help. We’ll take the time to discuss your needs and find the best coverage for you. Contact us today or request a free quote.